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University of Northwestern Ohio

Financial Aid

Mission Statement: The Office of Financial Aid is committed to providing access to higher education by removing financial barriers to support students in achieving their academic goals. We are dedicated to providing informative student-centered guidance and efficient financial aid resources while preserving the integrity of all financial aid programs.

The 2026/2027 FAFSA is now available at www.studentaid.gov.                                             Submit your FAFSA Now!

Financial Aid Process Overview

1. Check local scholarships and apply. Many have early deadlines  
2. Create your FSA User ID at studentaid.gov. Parents of Dependent students must each create an FSA ID in addition to the student.
3. Complete the FAFSA online at studentaid.gov
  • Everyone must file a new FAFSA each year
  • The FAFSA is available October 1 of each year.
  • Complete the FAFSA no later than March of each year
  • The Department of Education selects approximately 18% of FAFSA filers for Verification. Documentation may be requested of the student to complete this process.
  • The UNOH School Code is 004861
4. Student receives a FAFSA Submission Summary (FSS)
  • Purpose is to verify accuracy of FAFSA information
  • Must be reviewed by student and parent
  • No response is necessary if all data is correct. Corrections can be submitted if needed at www.studentaid.gov.
5. Student receives a Financial Aid Offer
  • Student receives a postcard and email with instructions on how to view their Financial Aid Offer at https://my.unoh.edu
  • A Financial Aid Offer tells you what you are eligible for
  • A Financial Aid Offer displays how financial aid will be distributed over applicable payment periods
  • Reviewing a Financial Aid Offer is necessary and additional processes are required to use student loans.
  • Use the "Calculate Essential Costs" calculator to determine your estimated costs and need
  • The full Cost of Attendance is available to you under "View Net Cost of Attendance"
  • Determine if you will need to use the offered Federal Direct Student Loan. If so, follow 6a.
  • Determine if you will need additional loans beyond the Federal Direct Student Loan
  
6a. Student applies for Federal Direct Student loans at studentaid.gov
  • Complete the Entrance Counseling
  • Sign the Master Promissory Note
  • Complete the Annual Student Loan Acknowledgement 
  • Determine if the Federal Direct Student Loan is sufficient for all of your needs. If not, additional options are available in 6b.
  
6b. Student and/or Parent/Co-Signer applies for additional costs
  • Apply no sooner than 180 days before student's start date
  • Parents can apply for a Federal PLUS Loan. Determine if Federal Direct Parent Loan is best for you.
    • Parents may apply at studentaid.gov
    • Note: Students for whom Federal Direct Parent PLUS loans are declined may have additional Federal Direct Student Loans available
  • Students can apply for Private Loans, and enlist assistance of a Co-Signer if necessary.    Private loans can be applied for by students or non-student borrowers. Lending options are available at ELMSelect.
    • Perform preliminary credit approval requirements
    • Sign Master Promissory Note by You, Parent, Guardian, and Co-Signer as required
  
7. Have your high school send your Final High School Transcript to the Registrar's Office at UNOH. This is a Federal requirement necessary for disbursement of Federal aid funds.  

Financial Aid Department Assistance

Our dedicated Financial Aid Staff is available to answer your questions and assist with processes.  Please let us know if you have any questions about the application process or financial aid programs. Each student is assigned a Financial Aid Advisor according to last name.

Office Hours:

Monday - Friday 7:30AM — 5:00PM *
*Office hours are extended until 6:00PM on the first day of each academic term.

Last Name A – G     Lee Ann Timmerman           419-998-3114           ltimmerm@unoh.edu

Last Name H – N     Michael Mason                    419-998-3158           mamason@unoh.edu

Last Name O – Z      Audie Simon                       419-998-8880           asimon@unoh.edu

You may also contact our office at (419) 998-3140 or email us at: financialaid@unoh.edu. We look forward to working with you as you achieve your educational goals.

Financial Aid Contact

1441 N. Cable Rd.
Lima, Ohio 45805
Attn: Office of Financial Aid

 

 

Monday - Friday 7:30AM — 5:00PM *

* Hours are extended until 6:00 p.m. on the first day of each academic term, except Summer Quarter.